What is the monthly payment on a $80k car loan?
Rate basis: illustrative assumptions, not live rates. Replace them with your lender's quote or your own return scenario.
At 7% APR over 60 months, a $80,000 car loan costs about $1,584 a month, with $15,046 in total interest.
Payment by loan term
| Term | Monthly | Total interest |
|---|---|---|
| 36 months | $2,470 | $8,926 |
| 48 months | $1,916 | $11,954 |
| 60 months | $1,584 | $15,046 |
| 72 months | $1,364 | $18,202 |
| 84 months | $1,207 | $21,423 |
Payment by interest rate (60 months)
Example rates, not a quote. Your rate depends on credit, lender and vehicle age.
| APR | Monthly | Total interest |
|---|---|---|
| 5% | $1,510 | $10,582 |
| 6% | $1,547 | $12,797 |
| 7% | $1,584 | $15,046 |
| 8% | $1,622 | $17,327 |
| 10% | $1,700 | $21,986 |
How it's calculated
Monthly payment = P × r ÷ (1 − (1 + r)^−n), where P is the amount borrowed, r the monthly rate (APR ÷ 12) and n the number of months. Taxes, fees and a down payment change the amount you finance.
Change the numbers →
Open the Car Payment Calculator with these values filled in.
These figures are educational estimates, not financial advice.
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