Calculyn

What is the monthly payment on a $80k car loan?

Rate basis: illustrative assumptions, not live rates. Replace them with your lender's quote or your own return scenario.

At 7% APR over 60 months, a $80,000 car loan costs about $1,584 a month, with $15,046 in total interest.

Payment by loan term

TermMonthlyTotal interest
36 months$2,470$8,926
48 months$1,916$11,954
60 months$1,584$15,046
72 months$1,364$18,202
84 months$1,207$21,423

Payment by interest rate (60 months)

Example rates, not a quote. Your rate depends on credit, lender and vehicle age.

APRMonthlyTotal interest
5%$1,510$10,582
6%$1,547$12,797
7%$1,584$15,046
8%$1,622$17,327
10%$1,700$21,986

How it's calculated

Monthly payment = P × r ÷ (1 − (1 + r)^−n), where P is the amount borrowed, r the monthly rate (APR ÷ 12) and n the number of months. Taxes, fees and a down payment change the amount you finance.

Change the numbers →
Open the Car Payment Calculator with these values filled in.

These figures are educational estimates, not financial advice.

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