Paycheck Calculator

How it works

We subtract 2026 federal income tax (standard deduction), Social Security (6.2% up to the $184,500 wage base), Medicare (1.45%, plus 0.9% on high earners) and a flat state rate you choose. Real paychecks vary with W-4 withholding choices, local taxes, and benefits.

Formula

Net = Gross − federal tax − Social Security − Medicare − state tax − pre-tax deductions

Example

A single person earning $75,000, paid every two weeks with a 4% state tax, takes home about $2,250 per paycheck.

Assumptions & limitations

• Uses the tax year shown on the calculator.
• Federal figures only unless a rate is entered.
• Does not include every credit, deduction or local tax.

Frequently asked questions