Currency Converter

Convert between any two currencies using an exchange rate you enter.

You receive

89.24

Converted at full rate: 92
Fee / markup: -2.76
Effective rate after fee: 0.8924

You receive89.24

Exchange rates change constantly. Check the live rate with your bank before converting.

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Quick answer

Converting $100 at a rate of 0.92 with a 3% fee gives you about 89.24 of the other currency.

How it works

Enter today's exchange rate from your bank or a rate site, then add the fee your bank or exchange kiosk charges. The fee matters: a 3% markup on $1,000 costs you $30.

Formula

You receive = Amount × Rate × (1 − Fee%)

Assumptions & limitations

Single conversion at one rate
Flat percentage fee
No fixed per-transaction charges

Formula and assumptions reviewed October 2026 by the Calculyn team. How we build our calculators

Frequently asked questions

Where do I find the exchange rate?

Search the currency pair (like 'USD to EUR') or check your bank's app. Rates change daily.

Why is the rate I get worse than the one online?

The online rate is the mid-market rate; banks and kiosks add a markup, which the fee field captures.