Quick answer
Offer A: $80,000 + $5,000 − $6,000 costs = $79,000. Offer B: $85,000 + $2,000 − $9,000 = $78,000. Despite the lower salary, Offer A is worth $1,000 more a year.
How it works
A higher salary isn't always the better offer. Add bonus and retirement match, then subtract the yearly cost of commuting and your share of health insurance to compare what each job is really worth.
Formula
Net value = salary + bonus + match − (monthly costs × 12)
Assumptions & limitations
- Results are rounded for display.
Frequently asked questions
What else should I weigh?
Growth, stability, remote flexibility and hours matter too. Try the Real Hourly Wage Calculator to factor in time.