How to calculate job offers
Net value = salary + bonus + match − (monthly costs × 12)
Worked example. Offer A is worth more by: $1,000 / year.
Example inputs — Offer A: salary: $80,000; Offer A: bonus + 401(k) match: $5,000; Offer A: commute + insurance (per month): $500; Offer B: salary: $85,000; Offer B: bonus + 401(k) match: $2,000; Offer B: commute + insurance (per month): $750. Starting values are illustrative.
From George Guju, founder of Calculyn · Educational calculator guidance, not professional advice.
How it works
A higher salary isn't always the better offer. Add bonus and retirement match, then subtract the yearly cost of commuting and your share of health insurance to compare what each job is really worth.
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Assumptions & limitations
- Results are rounded for display.
Formula and assumptions reviewed October 2026 by the Calculyn team. How we build our calculators
Frequently asked questions
What else should I weigh?
Growth, stability, remote flexibility and hours matter too. Try the Real Hourly Wage Calculator to factor in time.