Calculyn

Net Worth Calculator

Add up what you own and what you owe to find your net worth.

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Results update as you type.

Your net worth

$183,000
Total assets
$445,000
Total liabilities
$262,000
  • Cash3%
  • Investments13%
  • Home79%
  • Other4%
Your net worth$183,000

Results are estimates for planning and are not financial advice.

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How it works

Net worth is everything you own minus everything you owe. Tracking it over time is one of the clearest measures of financial progress.

Formula

Net worth = Total assets − Total liabilities

Example

$445,000 in assets minus $262,000 in debts gives a net worth of $183,000.

Assumptions & limitations

  • Gross (pre-tax) amounts unless stated.
  • Uses the hours and weeks you enter.

Frequently asked questions

Is negative net worth bad?

It's common early in life, especially with student loans. What matters most is the trend over time.