Calculyn

Car Depreciation Calculator

Estimate how much your car will be worth in future years based on typical depreciation.

$
years

Results update as you type.

Value after 5 years

$14,616
Total depreciation
$20,384
Value lost per year (avg)
$4,077
Value lost per month (avg)
$339.73
Percent of original value kept
41.8%
Value after 5 years$14,616

Results are estimates for planning and are not financial advice.

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Quick answer

A $35,000 car losing 20% in year one and 15% per year after is worth about $14,700 after 5 years.

How it works

New cars typically lose about 20% of their value in the first year and around 15% each year after that. Actual resale value depends on mileage, condition, make and demand.

Formula

Value = Price × (1 − First-year rate) × (1 − Annual rate)^(Years − 1)

Assumptions & limitations

  • Constant yearly depreciation rate
  • Mileage, condition and market demand not included

Formula and assumptions reviewed October 2026 by the Calculyn team. How we build our calculators

Frequently asked questions

Which cars hold value best?

Popular trucks, hybrids and brands with strong reliability reputations tend to depreciate slowest.

Does mileage matter?

Yes — high mileage speeds up depreciation beyond what age alone predicts.